Mattress Financing Options

Simple and Stress-free
- Pay Over Time
- Instant Buying Power
- Thousands of Choices
- Easy to Apply
Mattress Factory Direct is proud to partner with Snap Finance because they provide budget-friendly financing our customers love.
Payment Solutions Fit for Life - Not Your Credit Score.
Get clear terms, easy payment options, and consideration beyond your credit score with American First Finance.
Most mattress companies in Cleveland, TN offer some type of payment program at fair to higher cost to their customers. Mattress Factory Direct offers better solutions to re-building your credit.
Some of you that may of had slower credit in the past have a great chance to move back into prime lending. Your credit score is only a number, everyone has had medical bills, student loans, maybe credit cards with some slow pays, even repos. If you think you have been trending to the upside in the past two years and are current on what you have, like personal loans, car loans, credit cards, then allow the professionals to take a second look at your credit.
A credit score is only a number, 529, 622, 730 it doesn’t tell the real truth about hard working families, even those with the best score have times of difficulties, maybe they have a 730 but have other loans or maybe bought a house, automatically they are told “OVER EXTENDED” but you are not actually over extended if you can afford to pay for it. RIGHT?? We can’t say what our lender will approve or deny but let the pros decide that’s what we do.
Mattress Factory Direct exceeds in all things that are most important to their customers first, and ensure once you meet or talk to one of the staff, you will fill at home and worry free with the desire to do lots of business in the future.
Finally, you’ll be at home with Mattress Factory Direct and when you share us with all your friends and family you’ll be confident in knowing they are in good hands.